Micro Financial Assistance Platform

Jeb mein paisa
nahin hai?
Ab koi baat nahin.

JebKharchi connects people who need short-term financial help with those who genuinely want to give — without awkwardness, middlemen, or judgment. Real people. Real needs. Real generosity.

₹0
Platform fee for receivers
3
Ways to get / give help
100%
Verified identities

"My phone bill is due tomorrow and I just can't ask my parents again. I wish there was a dignified way to ask someone."

— Rohan, 22, Engineering Student, Indore

"I want to help people around me but I never know who genuinely needs it. I'd love a platform where I can pay someone's college fees directly."

— Meena Aunty, 52, Retired Teacher, Surat

"I couldn't attend the workshop because my fees weren't paid. Someone anonymous paid it through JebKharchi. I still don't know who."

— Priyanka, 19, First-gen College Student, Rajkot

The Real Problem

India has a million micro-money gaps.
Nobody talks about them.

Between salary days, exam fees, emergency expenses, and the shy shame of asking family — millions of Indians silently struggle with short-term financial gaps. JebKharchi is built for exactly this reality.

🎓
Students
College fees due, but too shy to ask parents again

Thousands of students drop out or miss opportunities not because of poverty, but because of timing — the money arrives late, or not at all, because asking felt too hard.

👷
Daily Wage Workers
Skills idle, income irregular, no bridge loan available

A carpenter, a tailor, a delivery rider — skilled, hardworking, but hit by weeks with no work. Microfinance is too slow and formal. JebKharchi is immediate and human.

🧑‍💻
Young Professionals
First job, first city, first month — zero safety net

Rent due, salary not credited yet, friends equally broke. Credit cards are denied. Family calls feel like failure. There's no dignified short-term help available.

💛
Givers & Donors
Want to help — but don't know who's genuine

Generous people exist everywhere. But without verification, giving feels risky. And without a platform, they can only give to those they know personally.

🏫
Institutions & Trusts
Fee defaults hurt operations; no channel to receive direct support

Schools, coaching institutes, NGOs — they lose students and revenue when fees lapse. No platform connects well-wishers directly to institutional fee accounts.

🌸
Shy Askers
"Mujhe paise ki zaroorat hai" — words nobody wants to say

The stigma of asking is real. People go without food, skip medicines, and miss opportunities — not because no one would help, but because asking out loud felt impossible.

How It Works

Simple, dignified, transparent.

Three ways to engage — whether you're asking for help, offering it, or directing funds to education.

1
📝
Create a Verified Profile

Sign up with your phone, ID proof, and a brief about yourself. No paperwork. Verification protects everyone on the platform.

2
💬
Post Your Need — Cash or Temp Work

Tell the platform what you need: a cash amount for a specific reason, or a temp gig based on your skill. Set your own terms.

3
💸
Receive Help Directly

Donors or hirers respond. Funds transfer directly to your verified account. No middlemen. No commissions deducted from your help.

1
🔍
Browse Verified Needs

See real people with real needs — all identity-verified. Filter by category, location, or cause. Give with complete information.

2
🎯
Choose How to Help

Donate cash within regulatory limits, pay for a specific experience, or hire someone for a temp gig. Every action is tracked and reported.

3
📊
See Your Impact

Receive confirmation when funds are used. Track your giving history. Get annual summaries for your records.

1
🏛️
Find a Registered Institution

Search from JebKharchi's registry of verified academic trusts, coaching institutes, and educational NGOs. Every institution is authenticated.

2
👤
Select a Student or Pay Directly

Choose a student whose fees you want to sponsor (with their consent), or pay into an institution's general scholarship pool — both get tax benefits.

3
🧾
Get 80G Tax Receipt Automatically

Your payment goes directly to the academic trust. Receipt issued instantly for tax filing under Section 80G. Clean, simple, legal.

For Every Kind of Person

Whoever you are, JebKharchi works for you.

People Who Need Help
Short on cash, long on dignity
  • Post your need anonymously or publicly — you control visibility
  • Ask for cash, a paid gig, or fee assistance — all in one place
  • No interest, no repayment pressure, no shame
  • Get help for emergencies, monthly gaps, or one-time expenses
  • Verified identity means donors trust you immediately
I Need Help →
Generous Givers & Donors
Give with confidence, not guesswork
  • All receivers are ID-verified — your giving is never wasted
  • Set a donation limit per person to stay within comfort
  • Pay for someone's expenses, enjoyment, or fees directly
  • Anonymous giving option available — give without awkwardness
  • Tax benefits when you pay fees to registered trusts
I Want to Give →
Students & Their Families
Education should never pause for money
  • List your fee requirement — link it directly to your institution
  • Sponsors pay your institution directly — no cash misuse risk
  • Works for tuition fees, exam fees, workshops, books
  • First-generation learners especially encouraged
  • Temp gigs to earn while you study — on your schedule
For Students →
Skilled Workers & Freelancers
Your skills are your ATM
  • Post your skill — electrician, writer, designer, driver, cook
  • Get hired for short temp gigs with upfront payment
  • Bridge the gap between regular work engagements
  • Build a verified track record for future hirers
  • Use the cash ask feature for urgent one-off needs
For Workers →

Three ways to bridge the gap. One trusted platform.

JebKharchi is built on three pillars that together create a complete micro-financial assistance ecosystem.

  • 💵
    Cash Demand & Temp Work
    Post a specific cash need or offer your skill for a short gig. Transparent, time-bound, verified on both sides.
  • 🎁
    Expense & Enjoyment Payments
    Givers can pay for someone's meal, travel, phone bill, or a joyful experience — within RBI-compliant donation limits.
  • 🏫
    Direct Fee Payments to Institutions
    Pay a student's fees directly to the registered academic trust. Section 80G receipt issued automatically. Zero leakage.
🔐
Identity Verified, Always
Every profile linked to Aadhaar + phone. Fraud is impossible. Trust is built in.
🕶️
Anonymous Giving & Asking
You control your visibility. Help without embarrassment, on both sides.
📜
RBI & Tax Compliant
All transactions within regulatory donation limits. 80G receipts automated for institution payments.
Instant UPI Transfers
Funds reach receivers in seconds. No waiting, no approval queues, no bureaucracy.
🤝
Temp Work Marketplace Built In
Not just donations — earn your way out. Skilled workers can offer gigs alongside cash asks.
Join the Platform

Every kind of organization belongs here.

JebKharchi is open to institutions, employers, NGOs, corporations, and individuals. Here's why your participation creates real impact.

🏫
Schools & Colleges

List your institution to receive direct fee payments from donors. Reduce fee defaults, expand your student reach, and give well-wishers a clean, legal way to support education.

80G Registration
🏢
Corporates & CSR Teams

Channel your CSR budget toward verified individuals and students. JebKharchi's transparent platform makes impact reportable, trackable, and tax-efficient.

CSR Compatible
❤️
NGOs & Trusts

Connect your beneficiaries with a wider donor base. Use JebKharchi as a direct-to-beneficiary payment layer rather than collecting into a central pool.

Direct Impact
👩‍💼
Employers & Temp Hirers

Need a weekend delivery driver, a one-day event helper, or a weekend tutor? Post a gig and pay verified skilled workers instantly. Fastest informal hiring in India.

Instant Hiring
🌐
Coaching Institutes

Don't lose a bright student over pending fees. Register on JebKharchi to let anonymous donors or alumni directly pay for your deserving students.

Alumni Network
🏦
NBFC & Fintech Partners

JebKharchi surfaces users with genuine short-term needs and verified identities — a pre-qualified pipeline for micro-loan products. Build complementary financial products on top.

Partner Program
Built on Trust

Transparent by design. Safe by default.

Every aspect of JebKharchi is designed to prevent misuse, protect privacy, and ensure funds reach exactly where they're intended.

100%
Identity Verified

Every user — giver or receiver — is linked to a verified phone and Aadhaar. No anonymous abuse possible.

₹0
Fee to Receivers

People asking for help are never charged. The full amount donated reaches them. We earn from institutional and employer accounts.

80G
Tax Receipt Auto-issued

All institution-directed fee payments come with an auto-generated 80G receipt for immediate tax filing — no manual process needed.

RBI
Regulatory Compliant

All cash donations stay within FEMA and RBI gift limits. Every transaction is logged, auditable, and fully compliant with Indian financial law.

Real Stories

Voices from both sides of the platform

★★★★★

I was two days away from losing my hostel room. A stranger on JebKharchi paid my rent directly. I didn't even have to explain much. The dignity of it... I'll never forget.

Arjun Mehta
Engineering student, Vadodara
★★★★★

I always wanted to help people but giving cash on the street felt unsafe. JebKharchi shows me verified real people with real needs. I've now sponsored three students' exam fees this year.

Sunita Patel
Retired principal, Surat
★★★★★

I'm a graphic designer between contracts. I posted a gig on JebKharchi for weekend logo work and got two clients in 24 hours. Paid my phone bill and grocery that month.

Naina Krishnan
Freelance designer, Chennai

Ready to be part of India's kindness infrastructure?

Whether you need a little help, want to give a little joy, or are an organization ready to make a difference — JebKharchi is your platform.

Join as Individual Register Your Institution